Introduction / Malcolm Harper
1. Financial innovations for microenterprises - linking format and informal financial institutions / Hans Dieter Seibel and Uben Parhusip
2. Savings mobilization and microenterprise programmes / Maria Otero
3. Raising the curtain on the 'microfinancial services era' / Stuart Rutherford
4. Towards a more market-oriented approach to credit and savings for the poor / Henry R. Jackelen and Elisabeth Rhyne
5. Microinsurance - the risks, perils and opportunities / Warren Brown
6. Regulating microfinance - the options / Robert Peck Christen and Richard Rosenberg
7. Commercial banks and women microentrepreneurs in Latin America / Gloria Almeyda Stemper
8. Credit for the rural poor - the case of BRAC in Bangladesh / A. M. R. Chowdhury, M. Mahmood and F. H. Abed
9. effects of liberalization on access to bank credit in Kenya / Peninah W. Kariuki
10. 'Are you poor enough?' - client selection by microfinance institutions / Graham A. N. Wright and Aleke Dondo
11. holy grail of microfinance: 'helping the poor' and 'sustainable'? / Christopher Dunford
12. Is microdebt good for poor people? A note on the dark side of microfinance / David Hulme
13. managed ASCA model - innovation in Kenya's microfinance industry / Susan Johnson, Nthenya Mule, Robert Hickson and Wambui Mwangi
14. Empowered to default? Evidence from BRAC's micro-credit programmes / Shahin Yaqub.